Eighteen years ago I did a presentation at South by Southwest, in Texas, where I proposed a trivial new standard for online bios. The problem at the time was that blogrolls (sidebar links to favorite blogs) had no descriptions.

The concept was that people should describe themselves or their blog…


Below are the slides from our examination of the opportunities around food & agriculture, from the perspective of embedded finance. It’s an area where there are timely opportunities at all levels and for different reasons. A full PDF is here.

There are 6 different areas of opportunity in the sector:

1. Investment — expanding Dutch model, and ecosystem
2. Outcome based models — early adoption of embedded finance
3. Farm machinery — Shift to small scale robotics
4. Gene Editing — CRISPR opportunities for much more targeted products
5. Cooking — Ability to leverage machine learning in kitchen gadgets
6. Wellness — Expanding edge of consumer opportunities

This is part of Anthemis’ R&D where we go beyond analyst research to look at things from a product & business design perspective to identify opportunities.


The Inertial Arms Race in Car Design

Engineering vs Design

Issigonis’ original design for the Mini was a masterpiece of clever use of space and defined a new type of car that was impressive and sexy precisely because it was small and therefore urban.


Photo by Tim Foster on Unsplash

There is an instinctive mental model of the earth as a finite planet, a closed system with limited resources.

This fits with the view of our destruction of the environment and is true to the extent that we are confined to one planet and there isn’t another, but it isn’t…


A new way to invest in modern businesses

Photo by kazuend on Unsplash

Debt Investment

Before the advent of Venture Capital a new business would likely take a loan in order to be able to bootstrap and grow to profitability. Since 20% of new businesses in the US fail during the first two years of being open…


The above diagram outlines how the various systems on Earth interact to harness energy to create complex systems and deliberate output (living things, civilization, culture and knowledge) and waste.

It is designed to highlight that the Earth is a self regulating open system far from equilibrium, to show where our…


This is reverse pitch, an idea for a go-to-market opportunity that we think is timely and could grow into a bigger company. We are putting it out there to stimulate discussion, see if anyone is building something related or thinks they can figure out what longer term business this becomes…


This is an idea for a go-to-market opportunity that we think is timely and could grow into a bigger proptech company. We are putting it out there to stimulate discussion, see if anyone is building something related or thinks they can figure out what longer term recurring revenue business this…


Many people use Powerpoint for two scenarios:

  1. For a deck that is designed to be taken away and read.
  2. As part of a talk, video or in person pitch.

The format of these should be completely different, but rarely is. You should prepare a different deck for each.

This lecture…


How the world is divided by internet platform usage as we potentially enter a new Cold War.

In order to produce this map I used data for the dominant platforms used in each country for: search; social networking; e-commerce and ride share & delivery. …

David Galbraith

Architect: I used to design buildings, now I design companies. http://davidgalbraith.org

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